If you are a professional investor or intermediary and would like to know more about investing in bonds issued by RCB, please contact Allia C&C.
If you are a private investor please contact your stockbroker or other financial professional.
If you represent a charity and would like to find out more about raising finance through a RCB, please contact Allia C&C.
Clare is the General Counsel & Group Company Secretary of Vistry Group PLC. Vistry Group are a FTSE250 company who build sustainable new homes and communities under the brands of Bovis Homes, Linden Homes, Drew Smith and Vistry Partnerships. The Group’s partnerships business works closely with Government bodies, housing associations and local authorities to support their social and affordable housing needs. She oversees the legal, compliance, company secretarial, corporate governance, internal audit, risk management and data privacy functions.
Prior to Vistry, Clare was the Deputy General Counsel and Company Secretary of ConvaTec Group Plc a FTSE250 provider of medical devices and healthcare solutions for people living with chronic conditions. Clare is a qualified solicitor.
Naomi is a partner at Trowers & Hamlins LLP sitting in their banking and finance team. Naomi has over 17 years’ experience acting for borrowers and lenders in the social housing finance sector with a particular specialism in debt capital markets transactions including bond issues and private placements.
Naomi is passionate about sustainable finance and has published several articles on the subject. Naomi was part of the working group that developed the Sustainability Reporting Standard for UK Social Housing and currently sits on the working group and various sub groups for the Impact Reporting Project which aims to come up with a consistent set of metrics for impact reporting for institutional investors into affordable housing. She is a regular speaker on the topics of ESG and sustainable finance in a social housing finance context.
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Access to and use of this website (the “Website“) is conditional upon your agreement to and compliance with the terms and conditions of access to the website (the “Terms and Conditions“). You acknowledge and agree to the Terms and Conditions and agree not to undertake any act or omission that would constitute a breach of these Terms and Conditions.
This Website is an advertisement for the purposes of Prospectus Rule 3.3 and Article 34 of Commission Regulation (EC) No 809/2004 and is not a prospectus for the purposes of EU Directive 2003/71/EC (the “Directive”) or Part VI of the Financial Services and Markets Act 2000 (the “FSMA”). This is a financial promotion approved by City & Continental Limited, trading as Allia C&C, which is authorised and regulated by the Financial Conduct Authority, and made by RCB Bonds PLC (the “Issuer”) which is the legal entity that will issue the bonds. This Website relates to bonds issued by the Issuer.
In respect of each series of bonds issued by the Issuer, a prospectus which comprises a base prospectus for the purposes of Article 5.4 of the Directive, has been prepared and made available to the public in accordance with the Directive. Copies of each relevant Prospectus are available from the website of the London Stock Exchange plc and in hard copy at the registered office of the Issuer at Future Business Centre, King’s Hedges Road, Cambridge, CB4 2HY.
This Website should not be relied on for making any investment decision in relation to the purchase of bonds. Any investment decision should be made solely on the basis of a careful review of the relevant Prospectus. Please therefore read the relevant Prospectus carefully before you invest. You should ensure that you understand and accept the risks relating to an investment in bonds before making such an investment, otherwise you should seek independent advice.
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Nothing in the website is, or is to be construed as, an offer of or invitation to subscribe for, underwrite or purchase any securities in any jurisdiction where such offer or invitation would be unlawful.
Nothing in the Website constitutes an offer of any securities for sale in the United States. The securities referred to on the Website may not be offered, sold, resold, pledged, delivered, distributed or transferred, directly or indirectly, in or into the United States or to or for the account or benefit of U.S. persons (as defined in Regulation S under the Securities Act) . It is not intended that any securities referred to on the Website will be registered under the Securities Act or any U.S. State securities laws.
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The RCB Index has been prepared by Allia C&C. It is directed only at persons having professional experience in matters relating to investments, and any investment or investment activity to which it relates is available only to such persons and will be engaged in only with such persons. Persons who do not have professional experience in matters relating to investments should not rely on it. This presentation is not investment research for the purposes of MiFID and should not be considered as investment advice or as any personal recommendation. Allia C&C, its employees and staff, an associated company or some other person connected with us may have an interest, relationship or arrangement that is material in relation to transactions or investments referred to in this presentation. Past performance of an investment is not a guide to its future performance. Some investments may be subject to sudden and large falls in value and on realisation you may receive back less than you invested or may be required to pay more. Furthermore, performance information may be based on simulations and/or be for illustration only.
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Alex is an Investment Director at Big Society Capital (“BSC”) and sits with in their Social Lending team, leading on Debt Funds. She has been involved in managing a range of different investments, including from Charity Bonds, blended finance and social venture.
Prior to joining BSC she worked at a foundation in Sydney, and before that at The Social Innovation Partnership where she advised funds and social sector organisations across the UK on how to effectively measure their social impact. Alex also trained to be a Chartered Accountant at Deloitte, is an On Purpose Fellow and has a degree in Civil Engineering from Nottingham University.
John Tattersall is Chairman of the boards of UK Asset Resolution (including Bradford & Bingley PLC and NRAM Limited), and a non-executive director on the board of UBS Business Solutions AG. He is also Chair of two charities, a trustee of three others, a non-stipendiary priest in the Church of England and an Honorary Canon of Christ Church Cathedral in Oxford.
Prior to his recent retirement Gordon started up and led numerous social businesses. In a career spanning over 30 years he and his companies have been acknowledged by numerous innovation, Social Entrepreneur of the Year and Social Enterprise of the Year Awards. He is the recipient of an honorary doctorate and professorship in business and was voted one of the UK’s top seven social entrepreneurs by the Guardian Newspaper in 2008. In 2011 he was inaugurated with the Order of the British Empire for his contributions to social enterprise and was until recently UN Senior Advisor on Social Enterprise.
THE MATERIALS YOU ARE SEEKING TO ACCESS DO NOT CONSTITUTE AN OFFER TO BUY OR SELL THE SECURITIES DESCRIBED IN SUCH MATERIALS IN ANY JURISDICTION. THE SECURITIES DESCRIBED IN SUCH MATERIALS HAVE NOT BEEN, AND WILL NOT BE, REGISTERED UNDER THE UNITED STATES SECURITIES ACT OF 1933 (THE “SECURITIES ACT”) AND MAY NOT BE OFFERED OR SOLD IN THE UNITED STATES OR TO US PERSONS (AS DEFINED IN REGULATIONS UNDER THE SECURITIES ACT). THERE WILL BE NO OFFER OF SECURITIES IN ANY JURISDICTION OUTSIDE THE UNITED KINGDOM, GUERNSEY, JERSEY AND THE ISLE OF MAN.
By accessing the materials on the Webpage (the “Materials“), you agree to be bound by the following limitations and will be deemed to have notice of the following information (in addition to any other information in the Materials):
The Materials are confidential and are being shown to you solely for your information and may not be retransmitted, distributed to any other person or copied or published, in whole or in part, via any medium or in any form for any purpose. The opinions presented in the Materials are based on general information gathered at the time of writing and are subject to change without notice. Retail Charity Bonds Plc (the “Company”) relies on information obtained from sources believed to be reliable but does not in such cases guarantee its accuracy or completeness. Your access to the Materials may be restricted by applicable law, and you must seek your own advice in relation to and observe any such restrictions.
The Materials do not constitute an offer or invitation to sell, or any solicitation of any offer to subscribe for or purchase any securities, and nothing contained herein shall form the basis of any contract or commitment whatsoever. The Materials (other than the prospectus dated 23 November 2020 (the “Prospectus“) have not been approved by the UK Financial Conduct Authority and neither the Materials nor the Prospectus have been approved by the regulatory authorities in Guernsey, Jersey or the Isle of Man. Any promotion, offer for subscription, sale or exchange of the securities in or from within Guernsey or otherwise directed at Guernsey residents may only be made in accordance with the Protection of Investors (Bailiwick of Guernsey) Law, 1987 as amended, the rules, regulations or guidance made or issued thereunder or any relevant exemptions therefrom. The securities may only be sold in Jersey in compliance with the provisions of the Control of Borrowing (Jersey) Order 1958 and any circulation in Jersey of any offer for subscription, sale or exchange of the securities may only be made by a person or persons authorised to conduct investment business under the Financial Services (Jersey) Law 1998, as amended. Any offer for subscription, sale or exchange of the securities within the Isle of Man must be made (i) by an Isle of Man financial services licence holder licensed under section 7 of the Isle of Man Financial Services Act 2008 to do so or (ii) in accordance with any relevant exclusion or exemption therefrom.
No reliance may be placed for any purposes whatsoever on the information contained in the Materials, other than in respect of the Prospectus, or on their accuracy or completeness. The contents of the Materials, other than the Prospectus, have not been verified by the Company and none of the Materials have been verified by any other person. The information in the Materials is subject to completion and change. Any potential investor should determine for itself the relevance of the information contained in the Materials and any investment in the securities should be based upon such investigation as it deems necessary.
Investment in any securities issued by the Company will involve certain risks. A summary of the risks which the Company believes to be material in connection with any offering of securities is set out in the section headed “Risk Factors” in the Prospectus and also in the section headed “Key Risks of Investing in the Bonds” in the Information Booklet. There may be additional material risks that are currently not considered by the Company to be material or of which the Company is not currently aware. Before buying or selling any securities you should make sure that you fully understand and accept the risks which are set out in the Prospectus and the Information Booklet, and you should determine whether the investment is appropriate for you on the basis of all information contained in the Prospectus and all other relevant materials. Neither the Company nor their advisers and/or agents provide legal, tax, accounting or investment advice in relation to the securities and they are not responsible for any advice you may receive from any third party. You should seek independent advice if you are in any doubt as to the suitability of an investment in the securities for your circumstances.
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These Terms and Conditions and any non-contractual obligations arising out of or in conjunction with them will be governed by, and construed in accordance with, English law. The English courts will have jurisdiction to settle any disputes which may arise out of or in connection with these Terms and Conditions.
Tim Jones was Chief Executive of the Allia Group for 17 years from 2002 to 2019 and is now Chairman of City & Continental Ltd. He is also Chairman of Treatt plc and Chairman of TMJ Interiors. Tim is a Member of the Chartered Institute for Securities and Investments (MCSI) and an Associate of the Chartered Insurance Institute (ACII).
Tom Hackett is a member of the board of trustees of a number of UK charities and, prior to retirement, was Director General, Lending, at European Investment Bank.
Ian Coleman is currently a non-executive director or consultant to organisations in the banking, property, professional services, and health sectors. He consults on business strategy, financial management, corporate transactions and restructurings, and business valuations (including undertaking expert witness work). By background he is an international business leader having led the global development of PricewaterhouseCoopers’ Valuation & Strategy practice for over eight years. Prior to joining PwC Ian worked as an investment manager at 3i, a venture capital firm.
Philip Wright is a director of Allia Limited and a non-executive director of EuroEyes Limited, a quoted Hong Kong company specialising in laser eye and lens surgery and operating in Germany, the People’s Republic of China and Denmark.